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It is aimed at those of you who
live or work in Cyprus and they want to have the best possible medical care
anytime, anywhere.
The Characteristics of the
Plan
Multicare International Health
Plan was developed in association with AXA PPP healthcare, one of the
largest health insurance companies of the UK with more than 60 years of
experience and more than 2 million insured people all over the world.
Types of Cover
MultiCare International Health
Plan is a diverse product with 4 different options, one of which is offered
only to students. Primarily the annual maximum level of cover distinguishes
the plans: Plan A has a yearly maximum of £1.000.000 per person; Plan B
provides maximum cover of £40.000 per person and Plan C provides an overall
annual maximum of £15.000 per person. StudentCare, that is offered to all
students in Cyprus and abroad, has an annual limit of £35.000.
In all of our Plans, customers
can choose between the Comprehensive level of cover that will give them
benefits for both In-patient and Out-patient expenses and the Standard cover
which covers In Patient benefits only.
A further differentiation, which
applies to all Plans, is the area of cover that customers wish to be covered
for. Area 1 covers you for the whole world without exception and Area 2
excludes USA and Canada.
Other Important
Characteristics of MultiCare
-
MultiCare is a truly
international medical plan. Each customer can select the country of
treatment within the selected area of cover.
-
Outside Area of Cover. We
provide cover for emergency treatment even if you are outside of your area
of cover.
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Direct Settlement of
In-Patient Hospital Bills. In order to alleviate our clients of the
burden of paying large amounts of money and then waiting to be reimbursed,
we have created the “direct settlement network” of over 11.000 medical
providers worldwide through which in patient bills can be settled.
-
International Emergency
Medical Assistance. International Medical Assistance offers worldwide
coverage and it is available 24 hours a day 365 days a year in emergency
situations, providing evacuation and repatriation services. In cases where
insufficient medical assistance is not available in the country you are
visiting they will transport you to the nearest country where the correct
medical treatment can be applied, whether it be by road transportation or
air ambulance.
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Parent Accommodation.
MultiCare provides parent accommodation in the child’s hospital as long as
the hospital is within the area of cover.
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Ambulance Transport. This
benefit is to cover road ambulance for emergency transportation.
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Nursing-at-home. Because
we recognize how important is the recovering at home, MultiCare offers
nursing at home from a registered nurse immediately following in-patient or
day care treatment.
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There is no age limit to exit
the scheme. There is no limit as to the age that you have to exit the
scheme. Our oldest client is 90 years old.
Basic Benefits
-
Full Compensation of Claims.
You are fully compensated for your doctor and medical claims as long as they
are included within the benefits of the plan chosen and they are considered
to be reasonable and customary.
-
Cover for Diagnostic
Procedures and Alternative Medical Treatment. With MultiCare you are
covered for Medical practitioner charges, consultations and treatment,
diagnostic procedures, physiotherapy, chiropractic treatment, homeopathy and
osteopathy, psychiatry and accidental damage to teeth.
-
Cover for newborn babies.
MultiCare offers cover for newborn babies as long as they join within three
months of the day of birth.
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